Welcome to 36 Chapel: the two-family investment/owner-occupied property that you have been waiting for! A stones throw from Downtown Shirley and the Shirley T-Station (Fitchburg Line) that goes both to Fitchburg and North Station, Boston! Rent out both units for passive income, or live in one unit and help with your mortgage. Unit 1 on the 1FL features two beds, full bath with jack-and-jill sink, and direct access to an inviting porch. Upstairs, Unit 2 is updated and includes one bed, 1.5 baths, pantry, newer vinyl flooring, gas range, and newer in-unit washer/dryer. Basement used for tenant storage and utility access. Newer oil tank serves Unit 1. Newer 50gal gas hot water tank. Unit 1 leased until end of Aug-2025, and Unit 2 is TAW and can be delivered vacant! Location: enjoy the beautiful Shirley/Ayer region, featuring abundant conservation area for outdoor activities, neighboring Devens featuring restaurants, shopping, etc., close proximity to highway access!