Rare offering of spacious home & apartment w/ appx 400 ft of Howards Creek frontage on 3.9 ac, close to Boone! ST rentals permitted & FURNISHED (w/exceptions) investment potential! Perfect getaway or vacation rental w/ views/sounds from noisy Howards Creek, decks overlooking the creek, wooded privacy, pond, & well-laying land! Cabin has all main living on WALK-IN LEVEL & easy access year-round on paved roads. Main level offers updated kitchen w/ SS appliances, living room & den (both w/ stone FPs & woodstoves), primary suite w/ tub & WI closet, & half bath. On the 2nd level, find a large bonus living area, 2 addtl BRs, & full bath. A 3rd level (heated by being open to the floor below), features sunny bonus/living area currently used as a sleeping area, w/ large windows. Enjoy creek & pond views from the large, covered front porch, complete with stairs right down to the water! The separate & vaulted studio apt features a full kitchen & bath. *Sellers note house has never flooded!